Portfolio Review Finance Jobs

1 job found

C

Credit Underwriting Associate - Institutional Credit Management

Citi New York, NY

1mo ago

$109k - $164k/yr Full time Asset-Backed Securities Associate Credit

Asset-Backed Securities Associate Credit

Apply Now

Job Description

Responsibilities

Collaborate with the Origination team on pre-screening new deal opportunities, initial collateral analysis, preliminary financial analysis, and the preparation of greenlight memoranda.
Participate in due diligence sessions and document client/industry performance, financial trends, and collateral characteristics.
Propose internal risk ratings, update relevant scorecards, monitor limits, and oversee data accuracy to ensure compliance with business and institutional guidelines.
Draft credit approval memos for review by senior Underwriters and submit for Risk approval through internal processes and system workflows.
Review servicer reports for collateral eligibility, covenant compliance, data integrity, and Borrowing Base coverage; identify deteriorating asset performance and stay informed on asset industry trends and borrower-specific events.
Provide the Origination team with requested historical asset performance data and other ad hoc credit-related requests.
Validate Borrowing Base models for each new deal and for subsequent changes.
Serve as maker/checker for various internal databases; ensure data accuracy and complete reflection of facility changes across internal systems.
Play an integral role in the credit approval process for post-closing amendments, consents, and waiver requests.
Coordinate with the Audit manager and senior Underwriters on audit-related matters (e.g., scope revisions, timely review); support follow-up, negotiation, and implementation of remedial actions with servicers for major exceptions noted in audits.
Maintain organized credit files for credit, regulatory, and compliance purposes.
Prepare and present Quarterly Portfolio Reviews to business management and Risk.

Qualifications

Credit experience (preferably in structured finance/securitization) within a financial institution, rating agency, financial guarantor, or asset management firm.
Proficiency in Excel and PowerPoint.
Strong oral and written communications skills enabling effective interaction with internal and external stakeholders at all levels.
Attention to detail and a strong sense of ownership; diligent, capable of multi-tasking, and eager to learn and advance.
Ability to work independently within a team to meet deadlines and proactively escalate with other Underwriting or Origination team members to mitigate credit and operational risks.

Additional Qualifications

2–5 years of relevant Securitization / Consumer ABS experience.
Degree in quantitative fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics.
Previous experience in credit risk management or equivalent training, preferably in the financial services industry.
Ability to apply credit and risk principles toward business goals.
Demonstrated ability to synthesize, prioritize, and drive results with a high sense of urgency.
Highly organized with the capacity to work in a fast-paced environment, managing multiple projects, and possessing strong interpersonal, organizational, and analytical skills.

Education

Bachelor's/University degree or equivalent experience.

Details

Location: New York, NY

Time Type: Full time

Job Family Group: Risk Management

Job Family: Credit Risk

View full job page →

Get Job Alerts

New jobs delivered to your inbox.