Role Overview
We are seeking a highly motivated Associate to join the front-office Natural Resources (Energy) coverage team in Houston. This role offers a strong pathway for a career in energy finance. The group covers a mix of public and private North American companies, with a focus on Upstream (E&P) and Midstream Oil & Gas, along with Power, Utilities, and the Clean Energy Transition sectors.
The Associate will receive structured training, hands-on experience, and meaningful contributions to the team. The position emphasizes developing core skills in financial analysis, credit risk assessment, and client management within the dynamic energy industry.
Key Responsibilities
- Portfolio Management: Manage a portfolio of 10-20 clients in collaboration with deal teams composed of Analysts, Associates, Vice Presidents, and senior Credit Officers.
- Transaction Execution: Serve as a primary contributor and reviewer in all aspects of deal execution, including in-depth financial analysis, complex financial modeling, risk analysis, and due diligence for credit extensions to new and existing clients.
- Client and Partner Interaction: Support senior bankers in maintaining client relationships and coordinate with internal partners such as Loan Structuring & Syndications, Commodities, Treasury & Trade Services, and various operations functions to deliver integrated financial solutions.
- Team Development: Assist with the training and professional development of junior Analysts on the team.
- Industry Analysis: Conduct thorough company research and industry analysis to identify key trends, risks, and opportunities within the energy sector.
- Risk Management: Assess risk in business decisions, uphold the firm’s reputation, and safeguard the bank, its clients, and assets. This includes ensuring compliance with laws, rules, and regulations, following policy, applying ethical judgment, and transparently escalating, managing, and reporting control issues.
Qualifications
- 3-6 years of relevant work experience
- Theoretical and practical application of financial knowledge to Oil & Gas companies and the broader Energy industry
- Strong analytical, quantitative, and problem-solving skills
- Proficiency in financial modeling and financial data analysis; advanced MS Excel and PowerPoint skills
- Excellent written and verbal communication abilities
- Obtain Series 63 and 79 licenses, and pass SIE, within 150 days of joining
- Bachelor's/University degree
Preferred Qualifications
- Formal credit training from a reputable financial institution
- Experience with syndicated and leveraged finance transactions
Job Family and Employment Details
- Job Family Group: Management Development Programs
- Job Family: Graduate
- Time Type: Full time
- Primary Location: Houston, Texas, United States
Compensation and Benefits
Primary salary range: $130,000.00 - $145,000.00. In addition to base compensation, Citi may provide discretionary and formulaic incentive and retention awards for eligible employees. Citi offers comprehensive benefits, including medical, dental, and vision coverage; a 401(k) plan; life, accident, and disability insurance; and wellness programs. Paid time off includes vacation, sick leave, and holidays. For more information about Citi benefits, please visit citibenefits.com. Availability of offerings may vary by jurisdiction, job level, and date of hire.
Equal Opportunity and Accessibility
Citi is an equal opportunity employer, and qualified candidates will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Citi's accessibility resources. View Citi’s EEO Policy Statement and the Know Your Rights poster for additional information.