RIA Registered Investment Advisor fiduciary Standard

Experienced fiduciary Investment Advisor needed in Tampa to guide near-retirees and retirees under the RIA standard.

Responsibilities

• Provide fiduciary guidance aligned with RIA standards, ensuring recommendations are in the clients' best interests.
• Develop comprehensive retirement-focused financial plans covering income strategies, asset allocation, and risk management.
• Conduct thorough reviews of client financial situations, including assets, liabilities, tax considerations, estate structures, and retirement income needs.
• Advise on retirement income strategies such as income investing, withdrawal sequencing, Social Security optimization, and tax-efficient distributions.
• Build and manage diversified portfolios aimed at long-term wealth preservation and income generation.
• Monitor portfolio performance and execute proactive rebalancing based on market conditions and client objectives.
• Stay informed on market trends, economic conditions, and regulatory developments that may influence investment approaches.
• Implement risk-managed strategies prioritizing capital preservation and sustainable income for retirees.
• Collaborate with clients and external professionals such as CPAs, estate attorneys, and tax advisors for integrated planning.
• Provide guidance on estate planning considerations including wills, trusts, beneficiaries, and wealth transfer strategies.
• Advise on tax-efficient investing, required minimum distributions, and retirement account planning.
• Foster long-term client relationships through regular reviews and proactive communication.
• Educate clients on diversification, retirement income planning, tax considerations, and risk management.
• Maintain meticulous records of client interactions, investment decisions, and compliance in line with RIA requirements.

Requirements

• Proven experience in investment advisory, wealth management, or financial planning, preferably within an RIA or fiduciary environment.
• Strong understanding of retirement income planning, asset allocation strategies, and fiduciary investment practices.
• Working knowledge of securities regulations, tax planning concepts, estate planning strategies, and retirement planning frameworks.
• Proficiency with financial planning and portfolio management software.
• Strong analytical and quantitative skills with the ability to interpret complex financial data.
• Exceptional client relationship and communication skills with a consultative advisory approach.

Benefits

• Health insurance
• Opportunity to join a growing fiduciary wealth management advisory team
• Collaborative and client-centered work environment

Position Overview

• Seeking an experienced, client-focused Investment Advisor to provide comprehensive guidance to individuals nearing retirement or already retired.
• Role aligns with the Registered Investment Advisor fiduciary standard, placing client interests first while delivering disciplined investment strategies.
• Partner with clients to design and manage long-term financial plans that prioritize income stability, capital preservation, tax efficiency, and sustainable withdrawal strategies.
• The ideal candidate understands retirees' unique challenges, including income planning, longevity risk, healthcare costs, estate planning, and market volatility, and communicates with clarity and integrity.
• Requires strong financial expertise, excellent client relationships, and a deep commitment to fiduciary responsibility, transparency, and personalized advice.

Pay

• From USD 150,000 per year

Work Location

• Onsite in Tampa, FL