Senior Credit Advisor

Join HSBC Global Services Limited in Beverly Hills as a Senior Credit Advisor. This onsite role emphasizes partnering with Private Banking relationship managers and business heads to identify, structure, negotiate, and underwrite new credit opportunities while actively managing risk and portfolio considerations. The position offers a robust benefits package, strong professional development, and a welcoming, inclusive culture.

Benefits

• Tailored professional development opportunities
• Robust Wellness Hub
• Competitive pay and benefits package
• Welcoming and inclusive work environment
• Industry-leading volunteerism policy
• Generous matching gift program
• Comprehensive program of immersive Sustainability and Climate Change Initiatives
• Employee Resource Groups

Responsibilities

• Identify, structure, negotiate, and underwrite new credit opportunities
• Build trust with clients, learning new concepts and researching information in real time to provide creative solutions
• Handle risk and portfolio management with credit products

Requirements

• Experience in underwriting from start to finish credit memos for the following credit products: Lending secured by marketable securities, single stock, unsecured, Commercial Real Estate, residential mortgages, Hedge Funds, Private Equity Capital Call (PECC/Subscription facilities), art, financial sponsors, unlisted shares (privately held stock), Life Insurance Premium Finance (LIPF), music rights lending, CAT B Foreign Exchange (FX) and derivatives lending, aircraft and yacht lending
• Create Credit memo that discusses: transaction summary, structure of loan, covenants, collateral, financials spreads, risk and mitigants, strength and weakness, documentation, recommendation
• Client facing experience and dealing with Private Bank High Net Worth Clients
• Familiar with credit analysis
• Relationship building
• Microsoft Office