Route One Finance Jobs

1 job found

Finance Manager- Subprime Specialist

SPECIALTY MOTORS Round Lake, IL

1mo ago

$100k - $200k/yr Full time Manager Credit Credit Analysis

Manager Credit Credit Analysis

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Job Description

On-site Finance Manager, Subprime Specialist, responsible for structuring deals, securing approvals for challenged credit customers, building lender relationships, and driving backend profitability.

Responsibilities

Arrange financing for prime, subprime, and deep-subprime borrowers
Structure complex deals involving prior repossessions, low income, limited credit history, or ITIN customers
Submit loan applications and oversee approvals via lender portals
Coordinate stipulations, callbacks, and funding requirements efficiently
Present and promote F&I products such as warranties, GAP, wheel and tire, GPS, and paint protection
Ensure all paperwork is accurate, compliant, and ready for funding
Collaborate with sales staff to optimize deal structure and customer satisfaction
Maintain strong relationships with banks and finance companies

Requirements

At least 2 years of dealership F&I or automotive sales experience
Proven success working with subprime and deep-subprime customers
Strong knowledge of lender guidelines and deal structuring
Experience with lenders such as Credit Acceptance, Westlake Financial, Santander, Global Lending Services, CAC, and similar
Familiarity with DealerCenter, Dealertrack, RouteOne, or similar systems
Ability to handle deals from application to funding

Technologies

DealerCenter
Dealertrack
RouteOne

Benefits

Competitive pay structure with strong earning potential
Growth opportunities within a rapidly expanding dealership
Supportive, team-oriented work environment
401k matching
Life insurance
PTO
Health insurance

Schedule

Full-time position
Must be available to work Saturdays
In-person role

Location

Round Lake, IL 60073 — Must be able to relocate or commute before starting work

Compensation

$100,000.00 - $200,000.00 per year

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