Finance Manager- Subprime Specialist

On-site Finance Manager, Subprime Specialist, responsible for structuring deals, securing approvals for challenged credit customers, building lender relationships, and driving backend profitability.

Responsibilities

• Arrange financing for prime, subprime, and deep-subprime borrowers
• Structure complex deals involving prior repossessions, low income, limited credit history, or ITIN customers
• Submit loan applications and oversee approvals via lender portals
• Coordinate stipulations, callbacks, and funding requirements efficiently
• Present and promote F&I products such as warranties, GAP, wheel and tire, GPS, and paint protection
• Ensure all paperwork is accurate, compliant, and ready for funding
• Collaborate with sales staff to optimize deal structure and customer satisfaction
• Maintain strong relationships with banks and finance companies

Requirements

• At least 2 years of dealership F&I or automotive sales experience
• Proven success working with subprime and deep-subprime customers
• Strong knowledge of lender guidelines and deal structuring
• Experience with lenders such as Credit Acceptance, Westlake Financial, Santander, Global Lending Services, CAC, and similar
• Familiarity with DealerCenter, Dealertrack, RouteOne, or similar systems
• Ability to handle deals from application to funding

Technologies

• DealerCenter
• Dealertrack
• RouteOne

Benefits

• Competitive pay structure with strong earning potential
• Growth opportunities within a rapidly expanding dealership
• Supportive, team-oriented work environment
• 401k matching
• Life insurance
• PTO
• Health insurance

Schedule

• Full-time position
• Must be available to work Saturdays
• In-person role

Location

Round Lake, IL 60073 — Must be able to relocate or commute before starting work

Compensation

$100,000.00 - $200,000.00 per year